Robert E. Turner, CFA – Executive Chairman

Robert Turner brings over 30 years of expertise analyzing leading edge technology as founder, Chairman and CIO of Turner Investments, a global investment manager of growth equities. Turner Investments is an employee-owned investment-management firm based in Berwyn, Pennsylvania, managing equity investments for institutions and individuals. Prior to founding Turner Investments, Mr. Turner served as a senior investment manager at Meridian Investment Company, as a portfolio manager with Integon Corporation, as an analyst at McMillion/Eubanks, and as a systems consultant at Arthur Andersen. In addition to his roles at Turner Investments. Mr. Turner is a member of the Advisory Council for the Notre Dame School of Architecture, Leadership Council member for Drexel University and Board member for the Delaware Valley Friends School.

Todd Bradley – Director

Todd is a life-long technology executive with deep corporate experience in the mobile technology space. Prior to joining Mozido, Mr. Bradley was with TIBCO Software, where he served as President since mid 2014. While at TIBCO, a Palo Alto based $5B enterprise software company with more than 4,000 employees, Mr. Bradley was responsible for leading the global customer-facing functions, including sales, marketing and professional services. Before TIBCO, he spent ten years at HP in various senior leadership roles including EVP of their largest operating unit, the $60B Printing and Personal Systems Group. During his time at HP, Mr. Bradley was responsible for the resurgence of the company’s personal computer business where he scaled revenue growth and improved profitability through disciplined execution and a renewed focus on targeted expansion. During his impressive career, he has held other senior leadership positions at blue chip companies such as GE Capital, Dun & Bradstreet, Gateway Computers, FedEx and PalmOne, the original smartphone company.

Mike Love – Director

Mike Love is a global payment industry veteran with a 30-year track record, deep knowledge and unique expertise in developing and implementing advanced payment systems that have created significant value at several leading multinational corporations. Prior to joining Mozido, Mr. Love was Chief Architect, global technology & innovation at First Data Corporation. In that capacity, he was responsible for creating and deploying a new enterprise architecture function globally, as well as driving the technological transformation for First Data. Previously, Mr. Love was president of the Paytriot Network, where he led the development and deployment of advanced solutions to process financial services transactions more efficiently and securely for unbanked consumers globally. Prior to Paytriot, Mr. Love was president of the global services division of Retail Decisions in the UK, where he was responsible for worldwide services delivery. Mike also spent 12 years as CEO and president of CardSystems, the company he co-founded in 1990 and sold in 2002.

Adolfo Salume – Director

Adolfo Salume is Chairman of the Board and CEO of more than twenty operating companies under the umbrella of Grupo Prologix in the sectors of finance, logistics, distribution, manufacturing, port operations, and clean technology active primarily in the North and South American regions.  Adolfo is also the president and founder of three not-for-profit foundations dedicated to improving public education for the underprivileged, leadership and value formation, and institutional transparency in Central America. In August 2013 Adolfo joined Mozido as Director. Adolfo has a BA with honors in economics from Harvard College and an MBA from Harvard Business School.

Dorothy H. Mattison – Director

Ms. Mattison is Chief Executive Officer of Gracious Home, LLC, a New York City-based retailer of luxury goods and services for the home. She is also the Managing Member of Gracious Partners, LLC, the majority investor in Gracious Home. In the capacities, she is responsible for all aspects of the business performance and serves on the Board of Directors and Executive Committee. A retail and apparel industry veteran, Ms. Mattison was previously Senior Managing Director and Operating Partner at Guggenheim Partners, LLC, where she partnered with Guggenheim Digital Media, dick clark productions, Aurify Brands (Five Guys, Melt Shop, The Little Beet) Lionel, TrueFit and the BCBGMAXAZRIA Group.  She has worked as Senior Vice President of the Apparel Global Merchandising center of Walmart Stores where she was responsible for all product strategy, design, development, sourcing, production, merchandising, planning and brand management for Walmart’s portfolio of private apparel brands and the financial performance of the near $26 billion portfolio of national, proprietary and private brands. Ms. Mattison is a trustee of The San Francisco School and serves as a director of the Dress for Success Worldwide Board.

David Hanna – Director

David Hanna has been a pioneer in the specialty finance business. He has started and sold several companies in the credit granting, loan servicing, debt buying, and online lending industries. During his career, his companies have completed more than $4 billion in transactions. He is currently Chairman and CEO of Atlanticus Holdings Corp, a publicly-traded company that has a variety of consumer credit products in the United States and the UK. Mr. Hanna was a founder of Atlanticus in 1997. Atlanticus has served more than five million customers with a variety of credit products. Additionally, Mr. Hanna is a principal in Hanna Capital. Hanna Capital invests in a wide variety of venture capital, private equity and real estate transactions. Mr. Hanna is a founding Board of Trustees member of Holy Spirit Preparatory School in Atlanta. He also serves on the Board of Directors of Piedmont Healthcare, one of the largest health organizations in the southeast. Mr. Hanna previously served on the Board of Directors of St. Jude’s Children’s Research Hospital in Memphis, Tennessee.

Fred Sum – Director

Mr. Sum has more than 30 years of experience in China and the telecommunications industry. Since January 2003, Mr. Sum has served as Chief Executive Officer and director of PayEase. He was the President and Chief Operating Officer of TeleWeb Inc. from July 1999 to June 2001. From 1997 to 1999, Mr. Sum was a Co-Chairman of Tricom Holdings Limited, which was renamed Pacific Century Cyber Works (PCCW) and used as the vehicle to acquire Hong Kong Telecom. Mr. Sum holds a bachelor of science degree in computer science and marketing from Concordia University in Montreal and a master of business administration degree from McGill University in Montreal.

Richard W. Vague – Director

Richard Vague is currently one of the managing partners of Gabriel Investments and the Chairman of The Governor’s Woods Foundation, a non-profit philanthropic organization. He is also the author of The Next Economic Disaster, a book with a new approach for predicting and preventing financial crises. Previously, he was co-founder, Chairman and CEO of Energy Plus, an electricity and natural gas supply company operating in states throughout the U.S. that was sold to NRG Energy in 2011. He was also co-founder and CEO of two credit card companies – First USA, which grew to be the largest Visa issuer in the industry and which was sold to Bank One in 1997, and Juniper Financial, the fastest growing credit card issuer of the past decade, which was sold to Barclays PLC in 2004. Vague currently serves on the Penn Medicine Board and is on the corporate boards of Heartland Payment Systems of Princeton, New Jersey, Think Direct Marketing of Tampa, Florida and GoodCents Corporation of Atlanta, Georgia. He is president of the Philadelphia Live Arts and Fringe Festival and Chairman of the University of Pennsylvania Press. He is also on the boards of the Franklin Institute, the Museum of the American Revolution, the Pennsylvania Academy of the Fine Arts, the Greater Philadelphia Tourism Marketing Corporation, the Arts and Business Council of Greater Philadelphia and Friends of Rittenhouse Square.
He serves on the Dean’s Advisory Council of NYU’s Tisch School of the Arts, and the U.S. State Department’s Advisory Committee on International Economic Policy. Vague is also editor of the blog and email newsletter and of the website

Advisory Board

Robert W. Selander

Robert W. Selander spent two decades with Citicorp/Citibank, N.A., before joining MasterCard in 1994. He was appointed CEO in 1997. Under Selander’s leadership, MasterCard evolved from a 40-year-old membership association to a NYSE-listed public company in May 2006. In 2009, Barron’s cited Selander’s management as a critical reason behind its decision to rank MasterCard first in the Barron’s 500 – a ranking which assessed operating performance among the 500 largest public companies in the U.S. and Canada.

Peter W. Smith

Mr. Smith, based in Chicago, initiates private investments involving digital, health care, energy and patent transactions. Since 1998, Mr. Smith, as Managing Member of DigaComm, LLC, has led or co-led fifteen early-stage venture investments with $400 million of equity capital. From 1979 to 1999, he was President of Peter W. Smith & Company, Inc., a firm that led twelve buyout transactions, which generated $2.4 billion in divestment proceeds. Previously, Mr. Smith was a senior officer of Field Enterprises, Inc., a diversified communications company held by the Marshall Field family, and comprised of ten business units.

Abraham Jou

Mr. Jou is a serial entrepreneur, who has more than 20 years of broad executive and operational level experience in, US, Greater China, and Worldwide Market. Mr. Jou is the Founder and Chairman of Loyalty Alliance, a leading provider of integrated information-based customer loyalty and multi-channel direct marketing solutions in Greater China. He is Founder and Former Chairman of PayEase Corp., a leading wireless and online payment service, data delivery and mining technology provider He is former Founder, CEO/President of Silicon Valley Communications, Inc. (SVC, Santa Clara, CA), a leading optical communications technology company. SVC was merged with in 1999 to form a company with multi-billion market cap. (now ARRIS). Prior to SVC, he co-founded Hantops (a public company in Taiwan), and Infocom. He worked for Apple in his early career days in Cupertino, CA. He is Chairman of the Advisory Board of Afa Micro Co. and an Advisor at TricornTech Corporation and Lilee System. He received a Congressional Medal of Distinction from National Republican Congressional Committee and was named as the Republican of the Year, both in 2006. Mr. Jou has raised hundreds of millions for his companies from the capital market. Mr. Jou holds three US patents and four international patents. Mr. Jou holds a Masters degree in Electrical and Computer Engineering from Arizona State University (received a research scholarship from Reagan’s Strategic Defense Initiative [SDI] program co-working with Lawrence Livermore Laboratory), and a BS degree in Electrical Engineering from National Taiwan University.

Mr. Jou is the Founder and Chairman and EW Orchid Garden Foundation, a non-profit organization helping local and overseas educational and religious Communities for needed people.